Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
All mutual fund schemes contain risk and a mutual fund investor may LOSE their principal.
Past performance is NOT a guarantee or a reliable indicator of future results. There is NO guarantee that these mutual fund investments will work under all market conditions or are suitable for all investors and each investor should evaluate their ability to invest long term, especially during periods of downturn in the market. No representation made in any product, or strategy will or is likely to achieve profits, losses, or results similar to those shown in documents.
Equities mutual funds may decline in value due to both real and perceived general market, economic and industry conditions.
Bond mutual funds are subject to risks, including market, interest rate, issuer, credit, inflation risk, and liquidity risk. The value of most bonds and bond strategies are impacted by changes in interest rates. Bonds and bond strategies with longer durations tend to be more sensitive and volatile than those with shorter durations; bond prices generally fall as interest rates rise, and the current low interest rate environment increases this risk.
Commodities mutual funds ( Gold Mutual Funds ) contain heightened risk including market, political, regulatory, and natural conditions, and may not be suitable for all investors. Derivatives and commodity-linked derivatives may involve certain costs and risks such as liquidity, interest rate, market, credit, management and the risk that a position could not be closed when most advantageous. Commodity linked derivative instruments may involve additional costs and risks such as changes in commodity index volatility or factors affecting a particular industry or commodity, such as drought, floods, weather, embargoes, tariffs and international economic, political and regulatory developments. Investing in derivatives could lose more than the amount invested. Currency rates may fluctuate significantly over short periods of time and may reduce the returns of a portfolio especially those fund investors in international markets.
Investing in foreign denominated and/or domiciled mutual funds may involve heightened risk due to currency fluctuations, and economic and political risks, which may be enhanced in other emerging markets.
The use of models or visuals or charts to evaluate or illustrate mutual funds, securities markets based on certain historic assumptions concerning the interplay of market factors, may not adequately take into account certain factors, may not perform as intended, and may result in a decline in the value of an investment, which could be substantial.
Professional advice is recommended before investing