Registration Cum Mandate Form For NACH/Direct DebitSYSTEMATIC INVESTMENT PLAN (SIP)

Application No.:

With Goal SIP & Top- Up Facility

EUIN Declaration: Declaration for “Execution Only” Transaction (where Employee Unique Identiﬁcation Number-EUIN* box is left blank). Please refer instruction 12 of KIM for complete details on EUIN. I/We hereby conﬁrm

that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person of the above distributor/sub broker or

notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker. RIA Declaration: “I/We hereby give you my/our consent to share/provide

the transactions data feed/portfolio holdings/ NAV etc. in respect of my/our investments under Direct Plan of all Schemes managed by you, to the above mentioned SEBI-Registered Investment Adviser/ RIA”.

Signature of 1 Applicant / Guardian / Authorised Signatory / PoA / Karta

Signature of 2 Applicant / Guardian / Authorised Signatory / PoA

Signature of 3 Applicant / Guardian / Authorised Signatory / PoA

Sub Agent Code

Internal Code for AMC

Sub Broker /

Agent ARN Code

Name & Broker Code /

ARN / RIA Code

ISC Date Time Stamp

Reference No.

EUIN*

Enrollment for New Registration (Please ll all sections) OR SIP Top-up Facility OR Goal SIP



Please

1. EXISTING UNIT HOLDER INFORMATION (The details in our records under the folio number mentioned will apply for this application.)

Folio No.

Name of 1 Unit Holder

Signature of 1 Applicant/Guardian/Authorised Signatory/PoA/Karta

(AS IN BANK RECORDS)

Signature of 2 Applicant/Guardian /Authorised Signatory/PoA

(AS IN BANK RECORDS)

Signature of 3 Applicant/Guardian/Authorised Signatory/PoA

(AS IN BANK RECORDS)

2. SIP ENROLMENT DETAILS (Please check the Minimum Amount Criteria for the scheme applied for. [Refer Instruction 17 Overleaf]).

3. SIP PAYMENT DETAILS (New Investors - Please provide copy of cancelled cheque and mention relevant SIP details in the form and NACH mandate.)

4. BANK ACCOUNT DETAILS (Mandatory)

Name of 1 A/c. Holder as in Bank Records

Bank Name

Core Banking A/c. No.

Branch Name & Address City



9 Digit MICR Code Bank Account Type NRE CURRENT SAVINGS NRO

DECLARATION & SIGNATURE: To The Trustees, Mirae Asset Mutual Fund - Having read and understood the contents of the SID of the Scheme applied for (Including the scheme(s) available during the New Fund Offer period); I/We hereby apply for units of the said

such scheme and agree to abide by the terms, conditions, rules and regulations governing the scheme & conditions of SIP enrolment and registration through NACH/ECS or Direct Debit (Auto Debit). I/We also agree that if the transaction is delayed or not effected for

reasons of incomplete or incorrect or any other operational reasons, I/We would not hold Mirae Asset Global Investments (India) Pvt. Ltd., their appointed service providers or representatives responsible. I/We also undertake to keep sufﬁcient funds in my bank account

on the date of execution of the said standing instructions. "The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from

amongst which the Scheme is being recommended to me/us". "I/We have not made any other Micro application [including Lumpsum + SIPs] which together with the current application would result in aggregate investments exceeding ` 50,000 in a

rolling 12 month period or in a ﬁnancial year". Aadhaar: I/We hereby voluntarily submit Aadhaar card to the Fund/AMC for updating my address in my folio. (Please tick , if enclosed)

A/c. Type

Cheque Date

NRE CURRENT SAVINGS NRO

2b. SIP TOP-UP FACILITY (You can start SIP Top-up facility after minimum 6 months from 1st SIP) Refer Instruction No. 23 on the reverse on SIP Top-up



Frequency Please

Half Yearly Yearly (Default)

SIP Amount (`)

5,000 10,000 25,000

Any other Amount. (`)

Top-up Amount (`) (minimum ` 500/- & in multiples of ` 1/- only)

Monthly (Default)

Quarterly



Frequency Please

Growth (Default)

Direct Plan

Regular Plan

All Applicants have to submit NACH mandate and will need to ﬁll the maximum amount in line with Top Up amount, SIP amount & tenure. (Not available for micro SIPs)

First SIP Cheque No.

Drawn on Bank

Cancelled cheque Leaf

Dividend Payout

Scheme:

Dividend Reinvestment (Please )

2a. Goal SIP - Do you want to assign a goal for your SIP. Yes No If yes please select ( ) your goal [Refer Instruction 24 Overleaf].



Others-Dream Vacation

Dream CarDream House

Retirement Planning (Default)

Please specify your goal amount `

Kids EducationKids Marriage

Tax Savings

Please specify

SIP Start Month (MM/YY)

Perpetual

Dec 2099 (Till you instruct Mirae Asset Mutual Fund to discontinue your SIP)OR

SIP Date

D D

st th

(Please choose Any Date from 1 till 28 of the month,

If left blank 5 will be considered as the default date)

M M Y Y

SIP End Month (MM/YY)

M M Y Y

Top-up Start Month (MM/YY)

M M Y Y

Top-up End Month (MM/YY)

M M Y Y

Existing Investors Availing Top-Up: Please provide current SIP IH Number as per SOA

06-2019

This is to conﬁrm that declaration has been carefully read, understood & made by me/us. I am authorizing the User entity/Corporate to debit my account, based on the instructions as agreed and signed by me. I have understood that I am authorized

to cancel/amend this mandate by appropriately communicating the cancellation/amendment request to the User entity/corporate or the bank where I have authorized debit.

I agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my accounts as per latest schedule of charges of the bank.

NACH MANDATE INSTRUCTION FORM (Refer guidelines / Instruction over leaf before ﬁlling)

I/We, hereby authorize

Mirae Asset Global Investments (India) Pvt. Ltd.



To Debit (Tick )

SB / CA / CC / SB-NRE / SB-NRO / Other

Bank A/c Number

or MICR

IFSC

Bank Name

Ref 1 : Folio No.

Mobile

Ref 2 : Scheme

Email ID

Name of primary account holder Name of joint account holderName of joint account holder

Tick( )



Create



Modify

Cancel

Amount in Figures

Amount in words

Date DD MM YYYY

For ofﬁce use only

UMRN

Signature of primary account holder Signature of joint account holderSignature of joint account holder

14 15

Frequency Mthly Qtly H-Yrly Yrly As & when presented Debit Type Fixed Amount Maximum Amount

 

Sponsor Bank Code

Utility Code

Period

YYYYMMDD

Or Until cancelled

From

QFUND.IN

Instructions to ﬁll Mandate:

1. UMRN - To be left blank.

2. Date in DD/MM/YYYY format

3. Sponsor Bank code to be left blank for ofﬁce use only.

4. Utility Code: Unique code of the entity to whom mandate is being given - To be provided by the entity.

5. Name of the entity to whom the mandate is being given.

6. Account type - SB/CA/CC/SB-NRE/SB-NRO/OTHER

7. Tick - Select your appropriate Action

a. Create - For New Mandate

b. Modify - For Changes / Amendment on existing Mandate

c. Cancel - For cancelling the existing registered Mandate

8. Your Bank Account Number for debiting the amount.

9. Name of your bank and branch.

10. Your Bank branch IFSC code OR

11. Your Bank branch MICR code

12. Amount in words.

13. Amount in ﬁgures.

14. Frequency at which the debit should happen.

15. Whether the amount is ﬁxed or variable.

16.Reference - 1: Any details requested by the entity to whom the mandate is being given

17.Reference - 2: Any details requested by the entity to whom the mandate is being given.

18. Your phone number.

19. Your email-id.

20. Period for which the debit mandate is valid

a. Start date

b. End date

c. Or until cancelled

21. Signatures of the account holder as per holding pattern in bank records.

22. Name of the account holder.

This mandate registration form will be submitted through National Automated Clearing House (NACH).

1. This facility is offered to investors having Bank accounts in select banks mentioned in the link http://www.npci.org.in/ The

Banks in the list may be modiﬁed/updated/changed/removed at any time in future entirely at the discretion of National

Payments Corporation of India (NPCI) without assigning any reasons or prior notice. Standing instructions for investors in

such Banks will be discontinued. The investor consents to agree to abide by the terms and conditions of NACH facility of NPCI.

By signing this Systematic Investment Plan Application form, the Applicant(s) hereby authorises Mirae Asset Global

Investments (India) Pvt. Ltd., Investment manager to Mirae Asset Mutual Fund acting through their authorised service

providers to debit the mentioned Bank A/c provided by NACH/ECS (Auto Debit Clearing / Direct Debit) Facility or any other

facility for collection of SIP payments.

2. Please submit the NACH mandate registration form not less than 25 business days before the ﬁrst installment date. The

installment start date shall not be later than 2 months from the date of application submission date. Applicant acknowledges

that incomplete or ambiguous forms in any respect will not be processed & AMC reserves the right to reject such applications.

3. Investor shall have the option of choosing any date of the month as the SIP date from 01st to 28th except the last three

calendar dates 29th, 30th and 31st. If SIP debit date is not mentioned default date would be considered as 5th of every month.

Even If the Investor selects or mentions the SIP dates as 29th, 30th or 31st, the default SIP date would be considered as 05th

of every month only.

4. Investor/Unitholder(s) should preferably provide their mobile number and email id on the mandate form. Where the mobile

number and email id mentioned on the mandate form differs from the ones as already existing in the folio, the details provided

on the mandate may be updated in the folio. All future communication whatsoever would be, thereafter, may be sent to the

updated mobile number and email id.

5. Investor/Unitholder(s) should submit original Cancelled Cheque (or a copy) along with mandate form with name and account

number pre-printed of the bank account to be registered or bank account veriﬁcation letter for registration of the mandate

failing which registration may not be accepted. The Unitholder(s) cheque/bank account details are subject to third party

veriﬁcation.

6. Investors are required to ensure adequate funds in their bank account on the date designated SIP date. Mirae Asset Mutual

Fund (MAMF) through its service provider will endeavor to debit the investor bank account on or after the said date.

7. Applicant acknowledges that Mirae Asset Mutual Fund will not be liable in any manner whatsoever, for any transaction failures

due to rejection by the investor's bank/branch, which is due to technical reasons or due to delay in registration of the NACH

mandate. Further, Applicant is aware that he/she has to sufﬁciently keep its bank account funded for such non-debited

transactions; which upon conﬁrmation may be presented anytime to its bank for stipulated SIP debits. Further, the Applicant

also conﬁrms that it will not hold Mirae Asset Mutual Fund and/or its service providers responsible if the transaction is delayed

or not effected by its Bank or if debited in advance on an Pre-Debit note or after the speciﬁc date due to various reasons or for

any bank charges debited by its banker in its designated account towards NACH Registration/Cancellation/Rejections, NACH

Debit/Auto Debit/Local Holidays.

8. Mirae Asset Mutual Fund reserves the right to reverse allotments in case the debit is not paid by the bank for any reason

whatsoever. Further, Mirae Asset Mutual Fund shall not be responsible and liable for any damages/compensation for any loss,

damage etc., incurred by the investor. The Applicant is aware and assumes the entire risk of using the Auto Debit facility of

NACH and takes full responsibility for the same.

9. Mirae Asset Mutual Fund / Mirae Asset Trustee Co. Pvt. Ltd. / Mirae Asset Global Investments (India) Pvt. Ltd. reserves the

right to discontinue or modify this facility at any time in future on a prospective basis. This right also includes the right to

discontinue this facility in case Direct Debits through NACH routes are continuously rejected by the investor's bank for any

reasons. Mirae Asset Mutual Fund reserves the right to reject any application without assigning any reason thereof.

10. Kindly note that any change in original SIP enrolment details such as SIP Date, Frequency, Tenure will be considered as fresh

application and will be subject to applicable load structure and other terms at the time of application. Any change in any

credential of bank particulars or transaction modiﬁcation, will be treated as fresh Instructions, and applicants will have to use

separate form for such changes/modiﬁcations.

11. Requests for any changes/cancellation in the NACH Bank Mandate request should be submitted at least 15 Business days in

advance.

12. Investments made through Auto Debit mode are subject to realization of funds from investor bank accounts and the NAV

guidelines will be applicable for the transactions which are connected with realization of funds.

13. In case any payment instruction for SIP installment is dishonored by the Bankers for three consecutive times for the reason

Account Closed or In sufﬁcient balance or any technical reasons as provided by NPCI/Aggregator.

14. The facility will be automatically terminated upon receipt of intimation of death of the Unitholder. Further, fresh registrations will

be required for all Minor Investors who have turned Major, along with fresh bank account credentials. MAMF reserves the right

to reject all such transactions through old registrations.

15. Each SIP installment will be treated as a fresh transaction and shall be subject to applicable exit load structure prevailing on

the date of each investment.

16. Third Party Cheque / Funds Transfer: The payment towards investment can happen only from the bank account of 1st holder

and therefore the 1st holder needs to be one of the holder in the bank account. As per the recent guidelines, Mirae Asset Mutual

Fund has decided to restrict the acceptance of Third Party payments. Accordingly Third Party payment instruments for

subscriptions / investments shall not be accepted by the AMC except in the following cases:

i) Payment by Parents / Grand-Parents / related persons on behalf of a minor in consideration of natural love and affection or

as gift for a value not exceeding Rs. 50,000/- (each regular purchase or per SIP instalment);

ii) Payment by employer on behalf of employee under Systematic Investment Plan (SIP) facility through payroll deductions;

iii) Custodian on behalf of an FII or a Client.

For complete details, please refer the section on Third Party cheques given in the General Instructions.

17. Please refer the “Minimum Application/Number of units” mentioned in the KIM under the section “Applicable to all schemes” for

minimum subscription amount and frequency. Please take note of the Minimum Amount Criteria as under:

Please note Default Option is Growth. In case of Dividend, default option is Dividend reinvestment. In case of ambiguity at Plan

level, it will always be under Direct Plan.

18. The transactions are liable to rejection incase Investor has Multiple Auto Debit Mandate at folio level. Separate forms will be

required to be submitted to avail of SIP in separate schemes / plans / date. A single form cannot be used for different schemes

simultaneously.

19. Employee Unique Identiﬁcation Number (EUIN): SEBI has made it compulsory for every employee / relationship manager /

sales person of the distributor of mutual fund products to quote the EUIN obtained by him / her from AMFI in the Application

Form. EUIN, particularly in advisory transactions, would assist in addressing any instance of misspelling even if the employee /

relationship manager/sales person later leaves the employment of the distributor. Individual ARN holders including senior

citizens distributing mutual fund products are also required to obtain and quote EUIN in the Application Form. Hence, if your

investments are routed through a distributor please ensure that the EUIN is correctly ﬁlled up in the Application Form.

However, if your distributor has not given you any advice pertaining to the investment, the EUIN box may be left blank. In this

General Guidelines

case, you are required to tick mark the box provided above the signature box. However, in case of any exceptional cases

where there is no interaction by the employee/sales person / relationship manager of the distributor/sub broker with respect to

the transaction, AMCs shall take the requisite declaration separately signed by the investor.

20. Mirae Asset Mutual Fund/Sponsor Bank/NPCI are not liable for the bank charges, if any debited from investor's bank account

by the destination bank, on account of payment through NACH.

21. For further details of the Scheme features like minimum amounts, risk factors etc, investors should, before investment, refer to

the Scheme Information Document(s), Key Information Memorandum and Addenda issued available at any of the Investor

Service Centers or distributors or from the website www.miraeassetmf.co.in

22. Additional for MICRO Systematic Investment Plans (MICRO SIPs)

As per SEBI guidelines, Lumpsum and SIP investments in mutual funds up to Rs.50,000 per year, per investor, per mutual fund

shall be exempted from the requirement of PAN subject to other operational guidelines. Any investment, lumpsum or through

Systematic Investment Plans (SIPs) by investors, where aggregate of investments/instalments in a rolling 12 months period,

does not exceed Rs. 50,000/- per investor will be treated as Micro investments for the above purpose. Micro investments will

be accepted subject to PAN `exemption in KYC process. This exemption will be applicable ONLY to investments by individuals

(not NRI & PIOs), Minors and Sole proprietary ﬁrms. HUFs and other categories will not be eligible for Micro Investments. The

exemption is applicable to joint holders also. In case under MICRO SIP, the ﬁrst SIP Instalment is processed (as the cheque

may be banked), and the application is found to be defective, the Micro SIP registration will cease for future instalments. No

refund to be made for the units already allotted. However redemptions will be allowed based on the submission of normal

prescribed Redemption Transaction Slip. Investors may submit any one of the Photo Identiﬁcation documents (please refer

paragraph titled PAN under the General instructions) along with KYC form and proof of address (self-attested). No separate

address proof is required if Photo ID with address mentioned on it is submitted. The photo identiﬁcation documents have to be

current and valid and also to be either self-attested or attested by ARN holder (AMFI Registered Distributor). All the applicants

including second and third applicant (if any) is mandated to submit any of the above documents.

23. Terms & Conditions - SIP Top-up:

'SIP Top-Up' is a facility which will enable investors to increase the amount of SIP installments at pre-deﬁned frequency by a

ﬁxed amount during the tenure of SIP.The features, terms and conditions for availing the 'Top-Up' facility shall be as follows:

• SIP Top-Up facility can be availed at half yearly and yearly intervals. In case the Top-Up frequency is not speciﬁed, Default

will be considered as yearly frequency.

• Minimum Top-Up amount would be Rs. 500/- & in multiples of Re. 1/- thereafter for all the schemes of the Fund that offer SIP.

• In case the investor does not specify Top-Up amount, Rs. 500/- will be considered as the Top-Up amount and the request

will be processed accordingly.

• SIP Top-up facility can be started after minimum 6 months from the date of 1st SIP for both New and Existing SIP Investors.

If the end-date of the Top-up facility is not mentioned the Top-up facility will be continued up till the tenure of the SIP. For

example, if the SIP is registered up till 2099, and the end date of the Top-up facility is not mentioned; then the Top-up will

continue till 2099.

• SIP top-up facility is currently available only for SIP registration and installment payments made directly with the fund and

through modes like NACH/Auto Debit mode. SIP Top up facility is currently not available for SIP registration and installment

being made by submission of Post-dated cheques (PDCs) and where SIP is registered and installments are sent through

Mutual Fund Utility (MFU), NSE MF II system of NSE or BSE Star MF platform of BSE or any other platforms of these stock

exchanges or Channel partners, Mirae Asset Online SIP (I-SIP). As & When relevant systems are put in place, this facility

will be automatically offered.

• The Top-up details cannot be modiﬁed once enrolled. In order to make any changes, the investor must cancel the existing

SIP and enroll for a fresh SIP with Top-up option.

• In case the SIP Top up is cancelled the SIP will continue to be processed with the last topped up amount till the SIP end date.

• SIP Top Up facility can be availed by Existing Investors who have already registered any SIP with the fund, after a gap of 6

months from the date of submission of such Top Up application request and after the subsequent cycle date SIP has been

processed.

• All other conditions generally applicable for SIP shall also be applicable for SIP top-up facility.

• For Example if for an Existing SIP, the First SIP date is 15th of each Month from Jan 2016; and the Top Up application

request is submitted on 22nd Feb, 2018. The Next SIP date will be 15th of March, 2018; therefore the Top Up will start after 6

Months from 15th of September, 2018

• Top-Up facility would be available to all existing and new SIP enrolments. Existing investors who have enrolled for SIP are

also eligible to avail Top-Up facility and will be required to submit 'Systematic Investment Plan (SIP) with Top-up Facility' at

least 25-30 calendar days prior to the Top-Up start month.

An Illustration: The Top-Up facility will work as follows:

• Fixed SIP Installment amount: ` 5,000/-

• SIP Period: 01-April-2019 till 31-March-2022 (3 years)

• SIP Date: 1st of every month (36 installments)

Details of SIP registered Details of Top-up opted for

Example:

• Top-Up Amount: Rs. 1,000/-

• Top-Up Frequency: Every 6 months

Based on above details, SIP Installments shall be as follows:

Monthly SIP Installment amount

after Top-up (in `) (A+B)

Installment

No(s).

SIP Installment

(in `) (A)

Top-Up amount

(in `) (B)

1 to 6 5,000

5,000

7 to 12 5,000 1,000 6,000

13 to 18 6,000 1,000 7,000

19 to 24 7,000 1,000 8,000

25 to 30 8,000 1,000 9,000

31 to 36 9,000 1,000

10,000*

*(At-least amount to be ﬁlled on NACH Mandate)

24. Terms & Conditions - Goal Based SIP:

• SIP application can have only one Goal assigned. Investors will be required to submit separate application forms for

each Goal.

• Units will not be automatically redeemed upon achievement of Goal and the SIP shall continue till the term of the SIP, even

after the crossing of the Goal Amount. Further, Units will be redeemed as per First In First Out basis for any redemption

applied for.

• Goal Amount & type of Goal is mandatory for each Goal SIP Application. Default option will be Retirement Planning where

no Goal is ticked. If no Goal amount is mentioned on the SIP application in section 2a.,then the SIP will be registered as a

regular SIP & not as Goal SIP.

• Goal SIP facility is currently not available for SIP registered/submitted through Post-dated cheques (PDCs), OR

through Mutual Fund Utility (MFU), OR through MFSS system if NSE or BSE Star MF platform of BSE or any other platforms

of these stock exchanges or Channel partners or Mirae Asset online SIP (I-SIP). As & when relevant systems are put in

place, this facility will be automatically offered on respective platforms.

• Investors may kindly note that the status of Goal sip cannot be changed once registered. Investors will have a choice to

discontinue the Goal SIP, with a prior notice if 15 days.

• All other conditions generally applicable for SIP shall also be applicable for Goal SIP.

Schemes

Monthly / Quarterly Frequency

Mirae Asset Tax Saver Fund

` 500 - 5 Installments - Multiples of ` 500 thereafter

All Other Schemes

` 1000 - 5 Installments - Multiples of ` 1 thereafter

Seek professional advice to find the best mutual

funds in Mumbai and then start a SIP